A joint account at Lunar makes sharing your finances more simple, fun, and engaging than ever.
Whether it’s a budget account with your loved ones, a food account with your friends, or a travel account for the family - a joint account at Lunar makes it easy to share all expenses.
And don’t worry about who's paying for what – just use one of your shared cards when you are out together.
Laughter, adrenalin kicks, and Insta-worthy moments. Is there anything more valuable than sharing experiences with the people you love?
Use joint accounts for savings and save up money together for trips, city breaks, or an apartment. Make your dreams come true instead of only talking about them.
Save up and create memories and traditions with each other.
The Lunar Joint account is much more than just an account. It’s a whole universe that makes finances fun and engaging and gives you and the rest of the group the best possible overview of your money.
Comment on transactions. Pick a color and symbol for your account. Tap like and use emojis. Get a notification whenever one of you uses their card for your joint account.
The community with your favorite people does not only exist in the app but also outside of it and that makes it easier to manage the money altogether.
Want to share an account with your significant other, roomie, guild, siblings, or maybe your wine club? You decide. Get a joint account with one or up to 10 other Lunar users, you trust – and get a VISA card or a virtual card for everyone in the group.
Download the Lunar app and sign up in a few minutes. You can easily use Lunar while having your current bank. Remember that you must have a Lunar Premium or Pro subscription to create a joint account.
Create a joint account with a single swipe in the app once you have registered for Lunar Premium or Pro – simple as that.
It’s easy to invite the people you want to join your joint account. You just have to send an invitation link from the app, which the receiver can open from their phone. All users must have Lunar to be able to use the joint account. If you send the invitation link to a non-Lunar user, they will be redirected to a guide on how to sign up.
Is it free to get Lunar?
It’s completely free to sign up for Lunar and create an account, order a Visa card, and use our banking app. You don’t pay for transfers or receiving transactions, nor do you pay fees to pay your bills.
If you want more, you can upgrade to Premium in the app, and you can buy shares in our investment universe. When you travel abroad, it costs DKK 9 to withdraw money and 1% on top to use your card.
Do I have to switch banks to use Lunar?
No, you don’t have to switch from your current bank to use Denmark’s best banking app. You can choose Lunar as your primary bank or use it as your secondary if you don’t wish to shift from your current one. You also have the opportunity to connect your current bank account to Lunar when you create an account.
Try Lunar – it’s 100% free and non-binding.
Who can create a joint account?
All users with a Premium or Pro-subscription can create a joint account. Users of Lunar Standard cannot create a joint account but are able to join a joint account.
Who is responsible for the joint account?
The user, who creates the account, is the owner of the account and liable for it. The owner can invite, approve and remove members. The group members can transfer money to and from the joint account, and make card payments with either a physical or virtual card, and everyone can see each other’s transactions.
Can all members get a VISA-card for the joint account?
Yes. All members of a joint account can get a card to the joint account – one physical card and a virtual card per user for every joint account.
Can I use the joint account as a business account?
No. The joint account is only for private purposes. Businesses and unions cannot use a joint account at Lunar.
Does it cost anything to get a joint account?
The person who creates the account must have a Lunar Premium subscription or a Lunar Pro subscription. The rest of the group do not need Lunar Premium or Pro to join in. All group members can get an extra Visa card for the account. See prices.
How safe is it to use Lunar?
It’s safe to have your account at Lunar. We are - just as any other Danish banks - under the supervision of the Danish Financial Supervisory Authority. That means there are a number of guidelines we must adhere to. With us, your money is covered by a deposit guarantee, which protects the amount of deposits in bank accounts in banks with up to DKK 750,000.
Sign up for Lunar and get your own account and a sleek black Visa debit card for free. Try Lunar without leaving your old bank.