Share accounts.
Share expenses.
Share adventures.

You don't need to switch banks to use Lunar. We don't require you to add your NemKonto to your Lunar account, so you can use us alongside your current bank if you wish.

That means if you’re not sure we are the right bank for you, you can start by using us as your secondary bank, with the option to use the "Switch bank" function in your Lunar app if you then decide to make us your primary bank.

All users with Standard, Plus or Unlimited can create a joint account. Users of Light cannot create joint accounts but are able to join joint accounts created by others.

You can share the account with up t0 10 people, which means 11 in total.

The user who creates the account is the owner of the account and liable for it. The owner can invite, approve and remove members. The group members can transfer money to and from the joint account, and make card payments with either a physical or virtual card, and these transactions are visible to everyone else connected to the account.

All people with shared access to a joint account can get a digital card.

No. The joint account is only for private purposes. Businesses and unions cannot use a joint account at Lunar.

The person who creates the account must have a Standard, Plus or Unlimited. The rest of the group can join with both Light, Standard, Plus and Unlimited.

You can feel safe when choosing us. We have our banking licence in place and are supervised by the Danish Financial Supervisory Authority, like all other Danish banks.

That also means your money is covered by the Guarantee Fund up to 100,000 EUR (approx. 750,000 DKK) in case of Lunar Bank's bankruptcy or reconstruction.