With a savings account, earn up to +2,75% interest when you deposit and bind your money.

You can deposit between 25,000 DKK and 1,000.000 DKK; the interest rate depends on whether you bind your money for 6 months, 1 year or 3 years, and whether you have Light, Standard, Plus or Unlimited.

Light:

• Interest rate 25,000 DKK to 1,000,000 DKK for 6 months: +2.50%
• Interest rate 25,000 DKK to 1,000,000 DKK for 1 year: +2.25%
• Interest rate 25,000 DKK to 1,000,000 DKK for 3 years: +2.00%

Standard:

• Interest rate 25,000 DKK to 1,000,000 DKK for 6 months: +2.50%
• Interest rate 25,000 DKK to 1,000,000 DKK for 1 year: +2.25%
• Interest rate 25,000 DKK to 1,000,000 DKK for 3 years: +2.00%

Plus:

• Interest rate 25,000 DKK to 1,000,000 DKK for 6 months: +2.75%
• Interest rate 25,000 DKK to 1,000,000 DKK for 1 year: +2.50%
• Interest rate 25,000 DKK to 1,000,000 DKK for 3 years: +2.25%

Unlimited:

• Interest rate 25,000 DKK to 1,000,000 DKK for 6 months: +2.75%
• Interest rate 25,000 DKK to 1,000,000 DKK for 1 year: +2.50%
• Interest rate 25,000 DKK to 1,000,000 DKK for 3 years: +2.25%

You must bind your money for either 6 months, 1 year, or 3 years. However, you can unlock the capital early for a fee of 4% of your total account balance. There is no requirement to use your Lunar card to receive the interest rate.

The Danish Guarantee Fund covers deposits up to 100,000 EUR (approx. 750,000 DKK). The cancellation period is 31 days.

Positive interest will be paid into your account on or close to the last banking day of every month.

No. If you change to a different plan after you have opened your interest savings account, your interest rate will stay the same.

No. When your account is locked you can’t deposit more money into it. You need to deposit the money, you want to earn interest from, before you lock it.

The interest is based on the number of days in a month. That means a month with 31 days will result in more interest than a month with 30 days.

The interest rate is fixed and your money will be bound for 6 months, 1 year or 3 years. Your interest rate depends on whether you have Lunar Light, Standard, Plus or Unlimited.
If you cancel before the agreed period, you’ll pay a fee of 4% of your total account balance. The Danish Guarantee Fund will cover funds up to 100,000 EUR (approx. 750,000 DKK) in case of Lunar Bank's bankruptcy or reconstruction.

Lunar is a 100% digital bank with no physical branches – and built to make it easy for you to manage your money from your mobile phone.

We were founded in 2015 by a group of entrepreneurs who wanted to break free from traditional banking because they believed there was a better way.

That’s why, with Lunar, you’ll get everything you need for your day-to-day finances – from tools that can help you manage your money, to positive interest rates, travel benefits and even a metal bank card.

You can choose from four plans depending on your needs.

We have our banking license in place and are supervised by the Danish Financial Supervisory Authority, like all other Danish banks. That means your money is covered by the Danish Guarantee Fund up to 100,000 EUR (approx. 750,000 DKK) in case of Lunar Bank's bankruptcy or reconstruction.

es. We have our banking license in place and are supervised by the Danish Financial Supervisory Authority, like all other Danish banks.

That also means your money is covered by the Danish Guarantee Fund up to 100,000 EUR (approx. 750,000 DKK) in case of Lunar Bank's bankruptcy or reconstruction.