We're a 100% digital bank with no physical branches. Built to help you manage your money smarter and easier. Since our founding in 2015, our mission has been to challenge and improve the traditional banking sector. Or, in other words: To create a better banking experience – always focusing on our users' needs." We have our banking license in place and are supervised by the Danish Financial Supervisory Authority, like all other Danish banks. Your money is covered by the Guarantee Fund up to 100,000 EUR (approx. 750,000 DKK).

What are the benefits of Lunar being a digital bank?

Being a digital bank means we have no branches. Instead, we put all our effort into making world-class features to help you manage your money smarter on your mobile. Sign up via your mobile in minutes. It’s simple and easy. Need help? Our support team is here to help you from 9 am to 9 pm on weekdays and 10 am to 5 pm on weekends.

How fast can I get started with Lunar?

It’s easy! Just download Lunar in the App Store or Google Play and sign up in minutes.

Do I need to switch banks to get Lunar?

Absolutely not. We don't require you to add your NemKonto to your Lunar account, so you can use us alongside your current bank if that’s what you prefer. Try us out for free and see if we’re for you (we’d like to think we are).

Does Lunar offer a basic deposit account?

Contact our customer service and learn more about basic deposit account. Contact us here

How safe is it to use Lunar?

With us, you can feel safe. We have our banking license in place and are supervised by the Danish Financial Supervisory Authority, like all other Danish banks. Your money is covered by the Guarantee Fund up to 100,000 EUR (approx. 750,000 DKK) See more about safety at Lunar

A Danish bank where you can feel safe.

As a licensed Danish bank, your safety is our priority. We meet stringent requirements to protect your money and follow the same standards as other banks.

Features for enhanced security.
English and Danish customer support 7 days a week.
+950,000 users already chose us.

Excellent20,198 reviews on

You are safe with us.

A Danish bank with our own banking license.
Supervised by the DFSA.
Your money is secured by the Guarantee Fund up to 100,000 EUR (approx. 750,000 DKK).

Here for you, 7 days a week.

Need help? Our support team is here until 21:00 on weekdays and 17:00 on weekends and holidays. Fluent in both English and Danish, we've got your back whenever you need it.

Contact us

This is how we secure your account.

MitID security.

Sign up to Lunar using your Danish personal identity key, MitID. You’ll also use MitID when making large transfers.

Biometric login protection.

Access your account and profile easily and securely using a PIN code, your fingerprint, or Face ID.

Block your card with one click.

Is your card lost or stolen? Block it with one click via the app.

Safety when you shop.

Get digital cards with dynamic security codes (CVC) to prevent fraud. Approval online purchases in the app.

Your financial safety is our top priority.

We do everything we can to make it easy, fast and safe for you to manage your money. Watch our Lunar Bank CEO, Vibeke Bak Solok, share her thoughts in this video.

Join Lunar and bank smarter like 950,000 others.

Excellent20,198 reviews on

Best bank app I used and very easy to use which is amazing and I'm loving the new update.

Sydney, Trustpilot, October 11 2024 ***

lunar is very easy to use, it helped me to get my salary and make transfers to other accounts, great app aswell

Fabiol, Trustpilot, October 08 2024 ***

Hello, easy to solve all your problems without leaving home. If necessary, the agents help to solve problems over the phone. As for me, I do not intend to change the bank because I do not have time to go to meetings. I really like the possibility of taking care of everything online

Jan, Trustpilot, September 30 2024 ***

Amazing costumer experience. I fell for a scam with a travel agency and never expected that I would get my money back. But I did. Huge respect for that. Also the user interface and the service on the app is great. Hands down the best banking service.

Yasnnis, Trustpilot, Oktober 02 2024 ***

I had a problem they solved for me. The AI service was answering all my questions instantly which is a plus. Also Luka helped me a lot in the support chat to finalize my steps with this problem. Overall really enjoy the simple way that lunar is structured and the app and support people!!

Helena, Trustpilot, September 30 2024 ***

My experience with Lunar is best of the best 👌, is very easy to create an account, the app also is very practical and very intuitive. I really recommend this bank.

Dan, Trustpilot, October 02 2024 ***

Fast approval for the account opening after I moved to Denmark and needed a bank account. Also got fast responses to my inquires when needed. Having nothing but a positive experience with Lunar.

Eric, Trustpilot, September 27 2024 ***

I think it's the perfect bank, I have nothing bad to say about this bank, you have everything you need in the app, I don't know, it leaves me speechless I've been using this bank for 2 years and I wouldn't give it up for anything

Petrica, Trustpilot, September 25 2024 ***

I’ve had a great experience with this bank. The support team is incredibly friendly and efficient, even though I didn’t have any major issues. They helped me set up my online account quickly and made the process smooth. The app is also very intuitive and easy to use. Highly recommend!

Nadiia, Trustpilot, September 20 2024 ***

First I feared slow to no support since first asking for help is via an AI-chat robot. But very shortly after I was handed over to human support which solved my request within half a day. Thanks to both Carlo and not least to Savannah for quick responses and fine communication via email.

Jesper, Trustpilot, September 12 2024 ***

So far, I have an excellent experience and all my expectations have been met regarding my requests. Everything is well communicated and in a timely manner. Clear terms and conditions so you know what to expect. Thank you for your service!!!

Verónica, Trustpilot, September 18 2024 ***

Opening a Danish bank account with Lunar was incredibly quick, taking just 5 minutes. The app itself is top-notch, providing an intuitive and comprehensive overview of your financial situation and spending habits.

Lajos, Trustpilot, September 05 2024 ***

Who is behind Lunar?

Founded in 2015 by three Danish entrepreneurs, we set out to revolutionise banking by offering people a smarter approach to managing their money: A 100% digital platform. No physical branches. No paperwork. We got our banking license, and the rest is history,

Today, we have more than 950,000 users and 500 dedicated employees operating in Denmark, Sweden and Norway. We offer both personal and business banking.

Show me more about Lunar

It's not just our users who choose us.

Our investors do, too. Since being founded in 2015, we've received funding from Heartland, Kinnevik, Tencent, Seed Capital, Augustinus Fabrikker, Greyhound Capital and Socii Capital, among other investors.

Frequently asked questions.

See all questions Contact us

What is Lunar?
We're a 100% digital bank with no physical branches. Built to help you manage your money smarter and easier.
Since our founding in 2015, our mission has been to challenge and improve the traditional banking sector. Or, in other words: To create a better banking experience – always focusing on our users' needs."
We have our banking license in place and are supervised by the Danish Financial Supervisory Authority, like all other Danish banks. Your money is covered by the Guarantee Fund up to 100,000 EUR (approx. 750,000 DKK).
What are the benefits of Lunar being a digital bank?
How fast can I get started with Lunar?
Do I need to switch banks to get Lunar?
Does Lunar offer a basic deposit account?
How safe is it to use Lunar?

***All Trustpilot reviews are verified by Trustpilot based on an email sent to the user. The reviews are selected by Lunar.