Get a free account with a digital card and +0.50% interest. Light is for you if you need only the basics to manage your daily finances.
Accounts
Light.
Apply for your account directly from your mobile phone.
+0.50% interest on up to 100,000 DKK. After that, the interest rate is 0%. The interest rate is variable.
Danish and English-speaking support until 21:00 on weekdays and 17:00 on weekends.
Free account with positive interest.
Light costs 0 DKK, comes with zero hidden fees and will give you +0.50% interest on up to 100,000 DKK.
You donโt need to have your NemKonto connected to your Lunar account. That means you can apply for Light without switching banks.
Basic tools to manage your money.
From card payments and deposits to a categorised overview of your spending.
Light gives you the basic tools you need to manage and track your daily finances.
Digital Visa card. Pay with Apple Pay or Google Pay.
With Light, youโll get a digital Visa card that you can add to Apple Pay or Google Pay so you can pay with your mobile phone.
In addition, your card's CVC number will automatically change every hour, giving you extra security against card theft when you shop.
Upgrade and get even more.
With Standard you can get three accounts, a free physical Visa card, and save up each time you use your card.
For just 29 DKK a month, upgrade to Standard and get more tools to manage your money, stay organised and learn more about your spending.
Do you need help? Reach us until 21:00
Weโre here to help you outside of normal working hours. Get English or Danish-speaking support until 21:00 on weekdays and 17:00 on weekends and public holidays.
Just call or write to us via the app.
Compare Light to other plans.
Compare Light to other plans.
Choose between our four different plans. No hidden fees - just fair, transparent prices.
Light
0 DKK /month
A free account catering to all your basic needs.
- No-cost account with a free digital card and basic tools for easy money management.
- +0.50% interest on balances up to 100,000 DKK.*
Standard
39 DKK /month
Tools tailored for your day-to-day finances. Manage your money smarter.
Everything Light has to offer โ and more:
- 3 accounts with physical and digital cards.
- Automatic savings, Joint account, budgeting by category, and so much more.
- +0.75% interest on up to 100,000 DKK.*
- Most popular
Plus
79 DKK /month
Multiple accounts and travel benefits that make life a little easier at home and abroad.
Everything Standard has to offer โ and more:
- 6 free accounts with physical and digital cards.
- Worldwide travel insurance from Tryg.
- No withdrawal or exchange fees.***
- +1.00% interest on your entire balance. Interest is variable, calculated annually and paid out monthly.**
Unlimited
139 DKK /month
Get a personalized metal card, our highest interest rate, and a SAS EuroBonus Lunar card.
Everything Plus has to offer โ and more:
- An unlimited number of accounts with physical and digital cards.
- NEW: SAS EuroBonus Lunar debit card included.
- A stand-out metal card with personalised laser engraving.
- Extended travel insurance with Tryg.
- +1.50% interest on your whole balance. Interest is variable, calculated annually and paid out monthly.**
How to apply for your account
- 1
Download Lunar for free from App Store or Google Play.
- 2
Apply directly from the app in minutes.
- 3
Within a few days, we'll give you an answer to your application.
Your questions answered
What do I get with Light?
Light is for those who only need the basics for their day-to-day finances.
With Light, you'll get:
- A free account with a digital Visa card.
- A banking app with all the essential tools to manage your money.
- +0.50% interest on up to 100,000 DKK. After that, the interest rate is 0%. The interest rate is variable.
You can choose Light in the app when you apply for your account, and you always have the option to upgrade to Standard, Plus or Unlimited.
Compare Light with our other subscriptions here
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