Simple and affordable investing for everyone.

Lunar is a 100% digital bank. Built to make money management smart and simple.

We were founded in 2015 by entrepreneurs who wanted to break free from the traditional way of banking because they believed there was a smarter way.

We have our banking license in place and are supervised by the Danish Financial Supervisory Authority, like all other Danish banks. Your money is covered by the Guarantee Fund up to 100,000 EUR (approx. 750,000 DKK).

Being a digital bank means we have no branches. Instead, we put all our effort into making world-class features to help you manage your money smarter on your mobile.

Sign up via your mobile in minutes. It’s simple and easy.

Need help? Our support team is here to help you from 9 am to 11 pm on weekdays and 10 am to 5 pm on weekends.

It’s easy! Just download Lunar in the App Store or Google Play and sign up in minutes.

Absolutely not. We don't require you to add your NemKonto to your Lunar account, so you can use us alongside your current bank if that’s what you prefer.

Try us out for free and see if we’re for you (we’d like to think we are)

Contact our customer service and learn more about basic deposit account.

Contact us here

How safe is it to use Lunar?
With us, you can feel safe. We have our banking license in place and are supervised by the Danish Financial Supervisory Authority, like all other Danish banks.

Your money is covered by the Guarantee Fund up to 100,000 EUR (approx. 750,000 DKK)

See more about safety at Lunar

There can be benefits to investing. Here are three examples:
You can make your money grow if there is a positive return on your stocks.
If your stocks generate a positive return, your money doesn't lose value to inflation as it might if left idle in your account.
Investing can also be an investment in your future. Overall life expectancy is increasing, and this means we all need more money to take care of ourselves.

*Investment involves risk.

Absolutely! A stock savings account is a free investment account with tax benefits.

When you invest, you usually have to pay 27% or 42% tax on the return on your shares – depending on the size of the return.

With a stock savings account, you only have to pay 17%. The return is calculated according to the Danish “lagerprincippet” at the end of the year and you can deposit up to 135,900 DKK.

You need Lunar to get Invest. It’s easy to get started:

1. Download the Lunar app from the App Store or Google Play
2. Sign up in minutes – directly from the app. Have your passport or driver’s license at hand as well as your MitID.
3. Once you have your Lunar account, tap ‘Invest’ and follow the sign-up instructions.

You don’t need to switch banks to become a Lunar user as we don’t demand you move your NemKonto to us.

Get Lunar for free

Once you have us as your bank, simply sign up for Invest and find the stock you’d like to buy.

Swipe right, and it’s yours. It’s that easy!

Our user-friendly platform will give you a smooth start – even if you’re a beginner.

No, but we always recommend you seek out general advice before starting to invest.

Our platform is user-friendly, simple – and written in an easy-to-understand language.

Signing up for Invest is free. You’ll invest at a low price, and there are no hidden fees.

For trades up to 50,000 DKK, the commission is 19 DKK, and for trades above 50,000 DKK, commission is 0.1% of the amount you trade.

When trading stocks it’s always a good idea to consider if the commission is too high compared to the actual price of the stock. For example, if it’s a very cheap stock.

You can feel safe when investing via us.

When using Invest, you’ll get an investment account with Saxo Bank, which is fully licensed to trade stocks and invest your money.

You can buy as many — or few — stocks as you want. There is no minimum limit on how many stocks you need to buy with us.