Enjoy excellent interest rates and save as you spend. We’re here to make growing your money easy.
- Up to +1.50% interest. Paid every month.*
- Get interest on all your current accounts. Withdraw anytime.
- Automatic savings.
Let your money work for you.
*The interest rate depends on the plan you choose. Interest is variable, calculated annually, and paid out monthly. To be eligible to receive interest on your deposit, you must link your NemKonto to one of your Lunar accounts.
Interest that works for you.
- Earn up to +1.50% interest.*
- Interest is paid every month.
- Make withdrawals whenever you need to, at any time.
- Earn interest on all your current accounts.
- With Lunar Plus and Unlimited there is no limit to the amount of money you can earn interest on.
*The interest rate depends on the plan you choose. Interest is variable, calculated annually, and paid out monthly. To be eligible to receive interest on your deposit, you must link your NemKonto to one of your Lunar accounts.
Want even higher interest?
Lock your money for 3 months, 6 months, 1 year or 3 years and get access to our best interest rates.
Depending on both your plan and how long you lock in your money, you could get a fixed, secured rate of up to 2.25%.**
**The interest rate is fixed, and your savings will be tied up for 3 months, 6 months, 1 year or 3 years. Your interest rate depends on both your plan and how long you tie up your money. In case of early cancellation, you will pay a fee of 4%. The Guarantee Fund covers deposits up to 100,000 euros (approx. DKK 750,000).
Calculate your interest.
We’ve made it easy to check how much interest you can earn. Just use our calculator.
The interest rate depends on the plan you choose. Interest is variable, calculated annually, and paid out monthly.
If you have Lunar Light or Lunar Standard, you’ll get a positive interest rate of +0.50 or +0.70 up to 100,000 DKK.
Save as you spend.
Goodbye to savings anxiety, hello to motivation.
- Use “Round Up” to set up round-ups on your card so you can save every time you spend.
- Activate recurring transfers and set aside money automatically, e.g. once a week. Let your app do the work.
- Reach your dreams in no time. Easy!
The round-up feature and recurring transfers are available with Lunar Standard, Plus and Unlimited.
Join Lunar and bank smarter like 950,000 others.
A Danish bank where you can feel safe.
- We’re a Danish bank with a banking license, supervised by the DFSA.
- Your money is secured by the Guarantee Fund up to 100,000 EUR (approx. 750,000 DKK).
- 950,000 users have already chosen us. They rate us ‘excellent’ on Trustpilot.
Find your ideal plan.
Find your ideal plan.
Choose from four unique plans. Only pay for what you need. No hidden fees - just fair, transparent prices.
Light
0 DKK /month
A free account catering to all your basic needs.
- No-cost account with a free digital card and basic tools for easy money management.
- +0.50% interest on balances up to 100,000 DKK.*
Standard
39 DKK /month
Tools tailored for your day-to-day finances. Manage your money smarter.
Everything Light has to offer – and more:
- 3 accounts with physical and digital cards.
- Automatic savings, Joint account, budgeting by category, and so much more.
- +0.75% interest on up to 100,000 DKK.*
- Most popular
Plus
79 DKK /month
Multiple accounts and travel benefits that make life a little easier at home and abroad.
Everything Standard has to offer – and more:
- 6 free accounts with physical and digital cards.
- Worldwide travel insurance from Tryg.
- No withdrawal or exchange fees.***
- +1.00% interest on your entire balance. Interest is variable, calculated annually and paid out monthly.**
Unlimited
139 DKK /month
Get a personalized metal card, our highest interest rate, and a SAS EuroBonus Lunar card.
Everything Plus has to offer – and more:
- An unlimited number of accounts with physical and digital cards.
- NEW: SAS EuroBonus Lunar debit card included.
- A stand-out metal card with personalised laser engraving.
- Extended travel insurance with Tryg.
- +1.50% interest on your whole balance. Interest is variable, calculated annually and paid out monthly.**
* For amounts above 100,000 DKK, the interest rate is 0%. Interest is variable, calculated annually, and paid out monthly.
**Interest is variable, calculated annually, and paid out monthly. To be eligible to receive interest on your deposit, you must link your NemKonto to one of your Lunar accounts.
***Note that foreign financial institutions may charge a fee when you withdraw cash, and card issuers may charge an exchange fee for card transactions. This is not associated with Lunar.
Sign up in minutes.
Sign up in minutes.
Frequently asked questions.
What is Lunar?
We're a 100% digital bank with no physical branches. Built to help you manage your money smarter and easier.
Since our founding in 2015, our mission has been to challenge and improve the traditional banking sector. Or, in other words: To create a better banking experience – always focusing on our users' needs."
We have our banking license in place and are supervised by the Danish Financial Supervisory Authority, like all other Danish banks. Your money is covered by the Guarantee Fund up to 100,000 EUR (approx. 750,000 DKK).
What are the benefits of Lunar being a digital bank?
How fast can I get started with Lunar?
Do I need to switch banks to get Lunar?
Does Lunar offer a basic deposit account?
How safe is it to use Lunar?
***All Trustpilot reviews are verified by Trustpilot based on an email sent to the user. The reviews are selected by Lunar.