What do I need to open a Danish bank account with Lunar?

You’ll need a valid form of personal ID (such as a passport, driver's license, or similar) and MitID to apply for a bank account with Lunar. A CPR number is not required to apply.

How do I apply for a bank account with Lunar?

You can apply directly via the Lunar app from the comfort of your own home. When you have your CPR number, personal ID and MitID ready, it’ll only take a few minutes.

Lunar is a 100% digital bank with no branches – and built to make it easy to manage your money on your mobile phone. We were founded in 2015 by a group of entrepreneurs who wanted to break free from the traditional way of banking because they believed there was a better way. That’s why, with Lunar, you get everything you need for your day-to-day finances, from tools that help you manage your money, to positive interest rates, travel benefits and even a metal bank card. You can choose from four subscriptions depending on your needs. We have our banking licence in place and are supervised by the Danish Financial Supervisory Authority, like all other Danish banks. That means your money is covered by the Guarantee Fund up to 100,000 EUR (approx. 750,000 DKK) in case of Lunar Bank's bankruptcy or reconstruction.

Get a free Danish bank account.

Available for expats, non-citizens, and international students
Apply online in English, in few minutes
Receive your salary and SU into your Lunar NemKonto
Helpful English customer support

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Free Danish bank account and digital card.
English banking app with features to help you manage your money with ease.
Easy application directly from the app.

Who can get a Danish bank account?

Working or studying in Denmark? Or in the country for any other reason? In most cases, you'll need a Danish bank account and NemKonto to, e.g., receive payments like your salary and public sector payments (such as tax refunds or social welfare payments).

With Lunar, you can open a free Danish bank account easily and digitally. You’ll also get access to our English banking app with tools to help you manage your money without any difficulty.

We’ve also made getting a NemKonto with us very straightforward– simply sign up and assign your Lunar account as your NemKonto directly through the Lunar app.

What you get with Lunar.

A free Danish bank account and digital card
An English banking app with smart money management features
NemKonto to receive your salary and SU
+1.50% interest rate of up to 100,000 DKK*
An easy investment platform through Saxo Bank
Apple Pay and Google Pay ready
Top-notch customer support in English

*The +1.50% interest rate applies to amounts up to 100,000 DKK. After this, the interest rate is 0%. The interest rate is variable.

What you need to know.

MitID

MitID is a personal key you need to access digital services that you need to open your Danish bank account. You can obtain your MitID by going, in person, to a Citizen Service Centre.

NemKonto

A NemKonto is a normal bank account that you assign as your NemKonto. Everyone in Denmark needs to assign a bank account as their NemKonto to receive payments from Danish public institutions. Some private enterprises can also make payments to your NemKonto.

Travel with Plus and Unlimited.

Going home to visit family and friends? Then Plus or Unlimited could be for you. With Plus and Unlimited you’ll get travel benefits such as travel and luggage insurance, and you won’t have to pay withdrawal or exchange fees to Lunar when using your card abroad.

Get Plus now

Need help signing up?

Confused about how to get your MitID? Need help setting up your bank account? No need to worry, we’ve got your back. We've made a guide that answer all your questions.

Read our guide for expats moving to Denmark

Apply with ease

1
Download the Lunar app in the App Store or Google Play
2
Sign up through the app using your MitID, personal ID (a passport or driver’s license) and CPR number
3
That’s it – once approved, you can start using your account.

All your questions answered

What do I need to open a Danish bank account with Lunar?
How do I apply for a bank account with Lunar?
How do I get a MitID?
What is Lunar?
Lunar is a 100% digital bank with no branches – and built to make it easy to manage your money on your mobile phone. We were founded in 2015 by a group of entrepreneurs who wanted to break free from the traditional way of banking because they believed there was a better way.
That’s why, with Lunar, you get everything you need for your day-to-day finances, from tools that help you manage your money, to positive interest rates, travel benefits and even a metal bank card. You can choose from four subscriptions depending on your needs.
We have our banking licence in place and are supervised by the Danish Financial Supervisory Authority, like all other Danish banks. That means your money is covered by the Guarantee Fund up to 100,000 EUR (approx. 750,000 DKK) in case of Lunar Bank's bankruptcy or reconstruction.