Why should I borrow money through Lendo and Lunar?

With us and Lendo, you can get up to 21 tailored loan offers for free – and with no strings attached. On top of that, you’ll get a 500 DKK discount on the set-up fee because you have Lunar.

Which loans can I choose from?

You can choose between a regular loan and a consolidation loan. A consolidation loan allows you to combine your existing loans into one. Your existing loans do not need to be loans you took out through Lunar.

How much can I borrow?

You can apply for a personal loan ranging from 10,000 DKK to 400,000 DKK. Choose your desired amount in the Lunar app when you start your application. Download Lunar for free now

What’s the interest rate and how much will my loan cost?

The interest rate will vary based on your credit assessment, which also means that the total cost may differ. However, when you apply with Lunar, you will always receive a 500 DKK discount on the set-up fee. See specific interest rates on Lendo's website

Can I also consolidate my existing loans?

Absolutely! You can easily consolidate your existing loans into one through us and Lendo. A consolidation loan works by giving you a new loan that covers all your current debts. Choose the loan offer that best matches your needs. As well as giving you a better overview of your finances, you might potentially get a better interest rate as well. You will use the loan to pay off your existing loans, leaving you with just one loan to repay. Your existing loans do not need to be loans you took out through Lunar.

What are the common requirements to borrowing money?

Lunar and Lendo don’t influence whether you will get approved for a loan. However, there are some common requirements that are good to know about: You must be at least 18 years old. You need an annual income of at least 60,000 DKK. You can’t be registered in RKI. You must live in Denmark. You need a MitID or NemID. It’s the banks and lenders that Lendo collaborates with who assess who gets approved for loans. The loan offers you receive from Lendo are preliminary offers based on the information you submit when applying. Therefore, no offer is binding until the bank has verified all your details. How much will a loan cost?It is free and without obligation to apply for a loan via us and Lendo. Your application will be assessed in the same way as if you had applied at a bank. If you choose to accept one of your loan offers, you’ll save 500 DKK on the set-up fee because you have Lunar. The interest rate will vary based on your credit assessment, which also means that the total cost may differ. See specific interest rates on Lendo’s website

Get the loan that suits you the best.

The right loan can make all the difference when you have to finance a new project or need more flexibility. Get multiple offers with one application via our partner Lendo – for free.

Free loan comparison.
Get multiple offers with just one application.
Save 500 DKK on the sign-up fee when you apply via us.*

Lendo launch fall 2024_Hero square_2000-2000_EN

Borrow up to 400,000 DKK.
Save 500 DKK on the sign-up fee.

Choose an amount up to 400,000 DKK, and compare loan offers from 21 providers for free – with just one application.

As an added bonus, we’ll give you a 500 DKK discount on the sign-up fee.*

That way, you can easily find the loan that suits you best.

*Terms and conditions: To get the discount you need to apply via the link in your Lunar app. The discount will be automatically applied if you accept one of the offers you receive from Lendo.

How it works.

1. Get Lunar and start your application via the app.

Choose the amount you want to borrow, and we’ll guide you to our partner, Lendo.

Get Lunar for free

2. Add information about your economy.

Tell about your needs and your current financial situation.

3. Get up to 21 offers with one application.

You’ll get the offers that best match your needs and financial situation.

4. Choose your loan match.

There are no strings attached until you’ve chosen your loan and are approved.

Join Lunar and bank smarter like 950,000 others.

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Best bank app I used and very easy to use which is amazing and I'm loving the new update.

Sydney, Trustpilot, October 11 2024 ***

lunar is very easy to use, it helped me to get my salary and make transfers to other accounts, great app aswell

Fabiol, Trustpilot, October 08 2024 ***

Hello, easy to solve all your problems without leaving home. If necessary, the agents help to solve problems over the phone. As for me, I do not intend to change the bank because I do not have time to go to meetings. I really like the possibility of taking care of everything online

Jan, Trustpilot, September 30 2024 ***

Amazing costumer experience. I fell for a scam with a travel agency and never expected that I would get my money back. But I did. Huge respect for that. Also the user interface and the service on the app is great. Hands down the best banking service.

Yasnnis, Trustpilot, Oktober 02 2024 ***

I had a problem they solved for me. The AI service was answering all my questions instantly which is a plus. Also Luka helped me a lot in the support chat to finalize my steps with this problem. Overall really enjoy the simple way that lunar is structured and the app and support people!!

Helena, Trustpilot, September 30 2024 ***

My experience with Lunar is best of the best 👌, is very easy to create an account, the app also is very practical and very intuitive. I really recommend this bank.

Dan, Trustpilot, October 02 2024 ***

Fast approval for the account opening after I moved to Denmark and needed a bank account. Also got fast responses to my inquires when needed. Having nothing but a positive experience with Lunar.

Eric, Trustpilot, September 27 2024 ***

I think it's the perfect bank, I have nothing bad to say about this bank, you have everything you need in the app, I don't know, it leaves me speechless I've been using this bank for 2 years and I wouldn't give it up for anything

Petrica, Trustpilot, September 25 2024 ***

I’ve had a great experience with this bank. The support team is incredibly friendly and efficient, even though I didn’t have any major issues. They helped me set up my online account quickly and made the process smooth. The app is also very intuitive and easy to use. Highly recommend!

Nadiia, Trustpilot, September 20 2024 ***

First I feared slow to no support since first asking for help is via an AI-chat robot. But very shortly after I was handed over to human support which solved my request within half a day. Thanks to both Carlo and not least to Savannah for quick responses and fine communication via email.

Jesper, Trustpilot, September 12 2024 ***

So far, I have an excellent experience and all my expectations have been met regarding my requests. Everything is well communicated and in a timely manner. Clear terms and conditions so you know what to expect. Thank you for your service!!!

Verónica, Trustpilot, September 18 2024 ***

Opening a Danish bank account with Lunar was incredibly quick, taking just 5 minutes. The app itself is top-notch, providing an intuitive and comprehensive overview of your financial situation and spending habits.

Lajos, Trustpilot, September 05 2024 ***

A Danish bank where you can feel safe.

We’re a Danish bank with a banking license, supervised by the DFSA.
Your money is secured by the Guarantee Fund up to 100,000 EUR (approx. 750,000 DKK).
950,000 users have already chosen us. They rate us ‘excellent’ on Trustpilot.

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All your questions – answered.

Why should I borrow money through Lendo and Lunar?
Which loans can I choose from?
How much can I borrow?
What’s the interest rate and how much will my loan cost?
Can I also consolidate my existing loans?
Absolutely! You can easily consolidate your existing loans into one through us and Lendo.
A consolidation loan works by giving you a new loan that covers all your current debts. Choose the loan offer that best matches your needs.
As well as giving you a better overview of your finances, you might potentially get a better interest rate as well.
You will use the loan to pay off your existing loans, leaving you with just one loan to repay.
Your existing loans do not need to be loans you took out through Lunar.
What are the common requirements to borrowing money?
Lunar and Lendo don’t influence whether you will get approved for a loan. However, there are some common requirements that are good to know about:
You must be at least 18 years old.
You need an annual income of at least 60,000 DKK.
You can’t be registered in RKI.
You must live in Denmark.
You need a MitID or NemID.
It’s the banks and lenders that Lendo collaborates with who assess who gets approved for loans.
The loan offers you receive from Lendo are preliminary offers based on the information you submit when applying. Therefore, no offer is binding until the bank has verified all your details.
How much will a loan cost?It is free and without obligation to apply for a loan via us and Lendo. Your application will be assessed in the same way as if you had applied at a bank.
If you choose to accept one of your loan offers, you’ll save 500 DKK on the set-up fee because you have Lunar.
The interest rate will vary based on your credit assessment, which also means that the total cost may differ.
See specific interest rates on Lendo’s website