Lunar Business is a Danish digital business bank created to provide you with more time and peace of mind. Whether you want to manage your money efficiently with accounts and cards, automate bookkeeping, pay bills with a click, or even share your account with others, we provide you with the tools to easily and securely handle your company's finances — from both your mobile and computer. Choose from our three plans based on your needs and those of your business. You will always receive fair and transparent pricing, no matter which plan you choose. With over 25,000 Business users in the Nordic region, and offices in Aarhus, Copenhagen, Stockholm, and Oslo, our dedicated team of 500+ employees work every day to offer our users the best banking experience possible. Apply for a Lunar Business account easily and 100% digitally. We are available seven days a week if you need assistance.

Do I need to have a personal account to get a Business account?

We’d love to have you as a personal user as well, but no, you don’t have a personal Lunar account to use Lunar Business.

How do I get Lunar Business?

1) Download the Lunar app in App Store or Google Play and select Lunar Business. 2) Apply for an account in the app. Have your passport or driver's license and a valid NemID ready. We will briefly ask about your business idea in the app, what you offer and how you earn or expect to earn money. 3) We process your application as soon as possible, and you receive the answer directly in your inbox.

How safe is it to use Lunar?

It’s safe to have your account at Lunar. Like all other banks in Denmark, we’re supervised by Finanstilsynet (The Danish Financial Supervisory Authority), which basically means your money is safe with us. Your money is also covered by Danish deposit insurance, which protects bank deposits in financial institutions with amounts equivalent to 100,000 EUR.

What does a business account from Lunar cost?

Choose between three different plans. We have accounts for all needs. No hidden fees - only fair, transparent prices. See our prices here

Get off to a great start when starting your business.

The first steps towards starting a business are both exciting and challenging. We know this because we're entrepreneurs ourselves – which is why we built our platform, to help you along your way. Get access to the tools you need to get started and easily manage your finances – so you can focus on building your dream business.

Award-winning digital bank rated ‘excellent’ on Trustpilot.
Denmark's cheapest business account* – apply in minutes.
25,000 businesses have already chosen us.

Start your journey today with the ultimate business plan

Denmark's cheapest business account*. 100% digital sign-up.
Award-winning banking app.
Web portal.
Enjoy automatic bookkeeping (integration with Billy, Dinero or e-conomic), pay your bills with one click – and much more.
Support with long opening hours – 7 days a week
20% discount when creating a CVR number and help setting up via Legal Desk.
Built by entrepreneurs who think like you.

Show me everything I’ll get

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Get Denmark's cheapest business account.

Spend your start-up capital on your new business – not your bank. Sign up for Simple for 2,890 DKK per year.

Show me the business account

*According to Samlino , Lunar Business Simple is the cheapest business account in Denmark. You can also choose to pay monthly at 289 DKK per month.

Automate your bookkeeping and payments

Automatically synchronise your expenses with Dinero, Billy or e-conomic. Use our Payment, Supplier, and Transfer services to take care of bills, collections, and payroll. Pay your bills with one click.

Borrow up to 1,000,000 DKK for your entrepreneurial dream

Do you need capital to get started? You can get a Froda loan with us for up to 1,000,000 DKK.. Apply via your Lunar app and get a loan offer from Froda immediately.

Get a quick overview of your cash flow

Finances don't have to be complicated. Follow money going in and out of your account with ease, so you can catch all of it. Track trends with cash flow analytics and learn more about your finances.

Get discounts on the best services for start-ups

Save over 17,500 DKK on everything from creating a CVR number at Legal Desk to integrating your finances with Dinero, Billy or one.com.

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Get a Danish bank that will make you feel safe.

Our own banking licence. 100% bank. 100% digital.
Under the supervision of the Danish Financial Supervisory Authority.
The Guarantee Fund covers your money up to 100,000 EUR (approx. 750,000 DKK).

Rated as "Excellent"

Excellent20,198 reviews on

As a small business owner, having a simple and efficient setup is essential, and Lunar really delivered on that. Highly recommend it to others looking for a seamless banking experience!

Daniela, Trustpilot, October, 14 2024 **

I chose Lunar for a new company in Denmark due to its competitive pricing and transparency. Another element of choosing Lunar was their level of service, which I think is much better than that of other banks I contacted.

Starkly.tech, Trustpilot, 03 October 2024 **

The business account opening process with Lunar was an incredible experience. Milla was assigned to the process and assisted in getting my account open within a day. Fast and reliable service. I would highly recommend Lunar.

Rory, Trustpilot, October 02 2024 **

Fast and professional service. Needed a business account and within 1 day everything was ready.

Lena, Trustpilot, October 02 2024 **

The first steps being introduced to the Lunar Business has been very interesting. A high level of service and a very good discussion with the people from the office.

Bent, Trustpilot, Septembr 19 2024 **

I have been using Lunar for my personal use for over a year. For business, I also decided to open a business account in Lunar. I was prepared to wait three weeks, but everything turned out to be quite fast and simple. I hope that further use will not disappoint.

Natalia, Trustpilot, September 16 2024 **

It's so simple for someone coming to Denmark as an entrepreneur to set up both a personal and business account and you can actually speak to a real person! I would recommend it to everyone coming here from overseas.

David, Trustpilot, September 12, 2024 **

I have a Lunar Business account, and is by far the best customer service i've experienced. When you have questions, they are fast to reach out, and the whole onboarding process is just easy, compared to order a service from a regular bank. Also the app and UI is great and user friendly.

Daniel, Trustpilot, August 20 2024 **

It was super easy and fast to get an account, the app is really good. I have a better overview and accessibility through it then ever before. I'm looking forward to use the business version with my company. Thanks Lunar, good job.

Olivér, Trustpilot, August 12 2024 **

As a business owner in the IT sector, I find the Lunar application both functional and easy to manage. I'm very pleased to be a part of Lunar Business Bank.

Mohamed, Trustpilot, Augut 14 2024 **

Just joined Lunar Bank Business and it's been great! The app is easy to use, and I could order cards hassle-free. Setting up my company's NemKonto was a breeze with their guidance. Loved the quick switch feature in the app too.

Talata Basketball, Trustpilot, August 29 2024 **

From entrepreneurs – for entrepreneurs.
One in five Danish sole traders choose us.

We started in a basement in 2015. We've now built a platform full of all the features we were missing back then – and then some.

See why Pernille from 3P Agency chooses to work with Lunar Business.

Limitless
589491 DKK /month
Paid yearly in one payment (5890 DKK). No setup fee
Advanced tools to boost your growth and unlimited access to an array of features.
Everything Essential has to offer – and more:
Unlimited accounts and Visa cards.
Unlimited domestic transfers.
Unlimited corporate cards and digital expense management.
Add 3 extra administrators to manage your finances.
Our cheapest international transfers.
Our highest limit on Visa cards.
+0.75% interest on up to 5,000,000 DKK. After that, the interest rate is 0%. Interest is calculated annually, is variable and accrues monthly.
Most popular
Essential
389324 DKK /month
Paid yearly in one payment (3890 DKK). No setup fee
All the essentials for your finances, including features to help you improve efficiency and make you thrive in your everyday life.
Everything Simple has to offer – and more:
No setup fee.
3 accounts and 3 Visa cards.
Domestic transfers (10 free per month).
3 company cards and digital expense management.
Add 2 extra admins to manage finances.
Cash flow overview.
Automated VAT account.
Automatic bookkeeping (integration with Billy, Dinero or e-conomic).
Cyber insurance from AIG and travel insurance from Tryg.
Simple
289241 DKK /month
Paid yearly in one payment (2890 DKK). Plus setup fee.
Denmark's cheapest business account with all the basics you need for your finances.
What Simple has to offer:
A business account with a digital Visa card.
Domestic transfers (3 free per month).
Award-winning banking app.
Online bank.

Need help? Reach out any day of the week

We're here when you need us.

Get English or Danish support and reach out to us until 23:00 on weekdays and 17:00 on weekends and public holidays.

Contact us

Still trying to figure out a budget, VAT, and your business plan? We’ll guide you through the start-up process.

Get inspiration and tips and tricks to help you in your start-up phase. In our guides, you'll find answers to most of your questions – so you can start building your dream business.

Apply for your business account in minutes

We are 100% digital and have no physical branches. All you need to do is download the Lunar app and apply.

Get answers to your questions.

Show me all answers Contact us

What is Lunar?
Lunar Business is a Danish digital business bank created to provide you with more time and peace of mind. Whether you want to manage your money efficiently with accounts and cards, automate bookkeeping, pay bills with a click, or even share your account with others, we provide you with the tools to easily and securely handle your company's finances — from both your mobile and computer.
Choose from our three plans based on your needs and those of your business. You will always receive fair and transparent pricing, no matter which plan you choose.
With over 25,000 Business users in the Nordic region, and offices in Aarhus, Copenhagen, Stockholm, and Oslo, our dedicated team of 500+ employees work every day to offer our users the best banking experience possible.
Apply for a Lunar Business account easily and 100% digitally. We are available seven days a week if you need assistance.
Do I need to have a personal account to get a Business account?
How do I get Lunar Business?
How safe is it to use Lunar?
What does a business account from Lunar cost?

**All Trustpilot reviews are verified by Trustpilot based on an email sent to the user. The reviews are selected by Lunar.