Scandinavian payment infrastructure is a complex web of three currencies, three languages, and over 30 payment systems, built on an outdated foundation that limits access for international players. As a tech company, we've had the opportunity to build our own platform, Lunar Banking Services. This allows us to contribute to reshaping the financial landscape, creating a foundation for faster, more secure, and accessible banking.

One Single Key for Every Door

Through Lunar Banking Services, we simplify local payments in local currencies into one easy connection. The solution is based on one streamlined API connecting businesses to the entire Scandinavian financial ecosystem, allowing for immediate access to payment transfers and real-time currency exchange across Denmark, Norway, and Sweden—like having a single key that opens every door in a multi-country building.

Why Choose Banking Services?

• Unified Access: One connection covers local payments and currency clearing across Scandinavia, eliminating the need for multiple setups.
• Real-Time Payments: Businesses can benefit from instant fund transfers, enhancing cash flow.
• Trusted Partnerships: Since our launch in mid-2023, we’ve partnered with 14 leading companies, managing over €250 billion in transactions.

Benefits for Everyone

• For Businesses and Banks: A single connection simplifies access to Scandinavian markets, boosting efficiency.
• For Fintechs: Our flexible API allows seamless integration of payment services across Scandinavia.
• For Consumers: Enjoy faster financial services, such as instant payments and easy currency exchange.

The Banking-as-a-Service (BaaS) market in Europe is set to triple by 2030, driven by demand for fast, flexible financial tools. Just as streaming simplified entertainment, we are here to make banking easy and scalable for businesses, offering seamless financial integration across the Nordics.