Why Moonrise?

The Nordic financial market is profitable but notoriously complex, with unique clearing systems and infrastructure requirements in each country. That’s where Moonrise comes in. By offering seamless access to Denmark, Norway, and Sweden through a single API, Moonrise simplifies financial connectivity for payment businesses. Whether you’re a fintech, a challenger bank, or a global payments provider, Moonrise makes scaling in the Nordics more efficient than ever.

With the Banking-as-a-Service (BaaS) market projected to reach 100 billion Euros by 2030 , representing a growth of 230 percent over five years, Moonrise is perfectly positioned to meet the growing demand for scalable, innovative solutions. It builds on Lunar’s proven infrastructure and platform Banking Services, which already processes over 10,000 transactions daily and supports €5 billion in transaction volume run rate, providing a stable foundation for businesses looking to expand into the region.

A Strategic Shift for Greater Focus

The transition to Moonrise reflects Lunar’s strategic focus on growth and innovation. By taking the first steps towards creating a standalone entity, we’re giving our enterprise payments division the agility and resources it needs to thrive while also allowing our retail banking arm to continue its successful trajectory.

Think of it like this: Moonrise and Lunar’s retail banking now have the independence to grow in their own directions, focusing on their respective markets without diluting attention or resources. For Moonrise, that means zeroing in on enterprise payments and delivering solutions at scale for a market that’s ripe for transformation.

Breaking Barriers for Challenger Banks

For years, the Nordic market has been difficult to access for challenger banks and fintechs. The infrastructure was fragmented, the systems complex, and the cost of entry high. Moonrise changes that. By breaking down these barriers, we’re creating new opportunities for players who want to innovate and compete in a region traditionally dominated by legacy institutions.

This shift isn’t just about enabling individual businesses—it’s about creating a more dynamic and competitive financial ecosystem. More players mean more innovation, better services, and, ultimately, more choices for consumers. It’s a win-win for everyone involved.

Looking Ahead

Moonrise is about more than scaling our business; it’s about driving transformation. By simplifying access to the Nordics, fostering competition, and empowering challenger banks, we’re setting the stage for a new era in Nordic finance.

We’re incredibly excited about what’s ahead for Moonrise and for the businesses and consumers who will benefit from this change. If you’re a fintech or bank looking to expand into the Nordics, Moonrise is here to help you break through the barriers and achieve your goals.

Welcome to the future of banking. Welcome to Moonrise.