Make the most of your business
Lunar Business is a digital bank for you who runs a small business. Manage all your finances from your mobile, minimise routine work and focus on the growth of your company.
No sign up fee and low annual price
Sign up from your mobile and get up to 3 accounts
Chat and call support when you need it
A bank built for small businesses
Get a bank built for entrepreneurs by entrepreneurs and speed up the growth of your business today - whether you are a photographer, consultant or the owner of a web shop with a couple of employees.
With Lunar Business you will easily be able to manage your entire finances from your smartphone. Along with a sleek and user friendly design you will have features that provide you with an improved overview of your business. Neither too much, nor too little.
Low priced business account with everything you need
Get a business account with everything you need as self-employed for a low price. No negative interest rate up to 250,000 kr. - no hidden fees - no unpleasant surprises.
With Lunar Business you can invest your revenue in your business instead of bank fees.
Solo
2450
DKK /YEAR
For businesses with one owner
No sign up fee
Low priced national business account
Visa card with no annual fee
Denmark’s best banking app
Payments with Betalingsservice
Better cash flow with an automated supplier service
Automated payroll service
Integrate with the best accounting tools
Quick payments with MobilePay Myshop
Pay with Apple Pay or Google Pay
Free payments and transfers
Better overview with an electronic payment service
Connect with your payment agreement
Safer shopping with a virtual card
0% interest rate up to 250,000 kr.
Get a business loan if you're in need
Get an insurance check
Save money on the best services
Grow
4250
DKK /YEAR
For businesses with multiple owners
No sign up fee
Three national business accounts
Three Visa cards with no annual fee
Denmark's best banking app
Payments with Betalingsservice
Better cash flow with an automated supplier service
Automated payroll service
Integrate with the best accounting tools
Quick payments with MobilePay Myshop
Pay with Apple Pay or Google Pay
Free payments and transfers
Better overview with an electronic payment service
Connect with your payment agreement
Safer shopping with three virtual cards
0% interest rate up to 250,000 kr.
Get a business loan if you're in need
Get an insurance check
Save money on the best services
Connect your other accounts
Subscription overview
Multiple business owners
Cyber insurance from Riskpoint
Global travel insurance from Tryg
Unlimited number of company cards for your employees
Easy and automated expense management
Account and card - easier than ever
You will get the best national business account in Denmark for entrepreneurs and a specially designed Visa card with you company name engraved. Download Lunar and fill out an application in minutes.
Connect your Lunar card to Apple Pay or Google Pay and pay without the use of a physical card. With MobilePay Myshop you can also make it easier and faster for your customers to make a purchase from your shop.
"It's easy and super user friendly. I can fix everything on my mobile and all tools are available no matter where I am".
Emil, owner, Cph-Lab
"It just works and I save a lot of time. I have recommended Lunar Business to all the small businesses I know".
Jibril, Creative Director, Litemotions
Save money on the best services
As a Lunar Business user, you’ll get discounts on the best and most essential services for business owners, which will save you at least 17.500 DKK. For example, you’ll save 50 % on Billy, One.com, and Salary. Furthermore, you’ll get a 100 % discount on IVN.dk meaning you won’t have to pay for the first year of your membership.
Get answer to your questions
What is Lunar?
Lunar is a digital bank without any physical branches. Yet we offer all the same services as a traditional bank; that being accounts, Visa cards, payment transfers, loans, MobilePay, Apple Pay, Google Pay etc. On top of that we provide the best banking experience in Denmark, where you can easily and securely manage your finances directly from your smartphone.
We have more than 200,000 users in the Nordic region, and we have offices in Aarhus, Copenhagen, Stockholm and Oslo. Our +130 employees work every day to give our users the best experience, products and features when they bank.
Who are behind Lunar?
Lunar is a Danish entrepreneurial company founded by Ken Villum Klausen in 2015. Peter Smith is the bank CEO and the day-to-day management of Lunar is composed of people with strong backgrounds in tech, operations, compliance, product and marketing. Henning Kruse Petersen is Lunar's Chairman of the Board and the investors include Seed Capital, Augustinus Fabrikker, Greyhound Capital and Socii Capital.
Does the Lunar Business account meet all the requirements?
Yes, a Lunar Business account meets all the necessary requirements. Your company has to have a NemKonto, and you can link that to your Lunar Business account.
How safe is it to use Lunar?
It is safe to have your business account at Lunar. We are - just as any other Danish bank - under the supervision of the Danish Financial Supervisory Authority. That means there are a number of guidelines we must adhere to. With us, your money is covered by a deposit guarantee, which protects the amount of deposits in bank accounts in banks with up to DKK 750,000.
Do I need to have a personal account to get a business account?
We would love to have you as a private user as well - but no, it’s not mandatory to have a personal account in Lunar to use Lunar Business. You can use Lunar Business while having your private account at your current bank as well.
Who can get Lunar Business?
Lunar Business is for you who own a small business or are about to start one up. Perhaps it's just you, or perhaps you have a few employees. If you want Denmark's lowest-priced business bank account - and at the same time minimize the tedious tasks and therefore have more time to develop your business - then you came to the right place.
You can apply for Lunar Business if you're at least 18 years old and if you have a sole proprietorship, a personally owned small business, a private limited company, or a holding company. With Lunar Business Solo, your business can only have one owner with the authority to sign documents. If your company has a board, it can only consist of the same owner. With Lunar Business Grow, your business can have more than one owner. As an owner, you must live and pay taxes in Denmark.
Download the app and apply for a business account directly from your phone. It only takes a few minutes.
How do I get Lunar Business?
1) Download the Lunar app in App Store or Google Play and select Lunar Business.
2) Apply for an account in a few minutes directly in the app. Have your passport or driver's license and a valid NemID ready. You will need to apply for the account. We will briefly ask about your business idea in the app - what you offer and how you earn or expect to make money.
3) We process your application as soon as possible, and you will receive the answer directly in your inbox.
Join a bank built for small businesses
Get a national business account today and manage your finances easily from your mobile. Minimise routine work and focus on getting your business to grow.
Our customers love us
- and we love our customers.