Your other bank

Manage your money smarter than ever. Gain control of your finances and say goodbye to absurd fees. Get Lunar for free today just like 200,000 others. Use us as your second bank without leaving your old one.

Modern mobile bank and debit card
Lunar benefits

Free account and Visa card

Lunar benefits

0,5% interest rate and no absurd fees

Lunar benefits

Denmark's best banking app

Banking in a new way

Imagine how life would be if you didn't have to worry about money. Lunar is for everyone who wants to take control of their money, manage them easily and make the most of them.

We’re a modern bank that you can customize to your own needs. At Lunar, you will not only get what you already know from your old bank – you'll get so much more.

Trying Lunar is free, but not trying us can cost you both money and time. Do as many of our users and use Lunar as your other bank without leaving your old one.

Easier, faster, smarter

Is your account empty by the end of the month? Do you want to travel more? Or do you want to set the bar higher for your finances? Either way, Lunar is what you need. With Denmark’s no. 1 banking app you’ll be able to manage your finances easier, faster, and smarter than ever before. 

Get a financial overview and gain control of your money with the app. Its’ revolutionary features will help you make the most of your money.

Get Lunar now, and sign-up in the app within a few minutes.

Positive interest rate and no absurd fees

We love doing things differently. Therefore, we offer you a positive interest rate of 0.5% up to 50.000 kr. and no negative interest rate up to 250.000 kr. This applies regardless of how much money you have in your bank account, and you don't have to tie up your money with us. 

In addition, you get a free account and card with no annual fee - and you also get free payments and immediate transfers.

Try another bank without leaving your old one
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Try another bank without leaving your old one

Connect your old bank

You can use us as your only bank – but you can also use Lunar as your other bank, meaning you won’t have to leave the one you have now. Many of our users are already doing because using Lunar as their second bank gives them the best overview of their money. 

It’s pretty easy: Transfer your money to your Lunar-account, and you’ll have every feature in the app available to help you with your finances in your everyday life. For instance, you can create a consumer account.

Connect your current bank with the Lunar-app and gather everything in one place. In the app, you can see transactions and transfer money between your other accounts.

Put your savings on autopilot

You probably think saving up is a pretty immense job, but with Lunar that’s not the case. Set up your goals in the app and create rules for your saving. Hereafter, the app will do the work for you. 

For instance, the Lunar-app can automatically round up the amount, whenever you use your card, meaning you’ll save up without noticing it. You’ll be surprised how quickly even small amounts grow bigger.

Invest without having to be an expert

Do you want to start investing? With Lunar Invest you don’t need to be an expert, be wealthy, or have a lot of time on your hands to get started. In the Lunar-app investing is straightforward, and you can start within a few minutes.

Invest in your favorite brands, green companies, or technology – or whatever you find interesting.

Save money on your subscriptions

Do you know exactly how many subscriptions you’re paying for right now? Or are your subscriptions draining your account without you even knowing it?

With Lunar Premium and Pro you get a complete overview of all your subscriptions, showing exactly how much they’re costing you. You can handle every subscription directly in the app and receive a notification if or when there are any changes.

On average, our users have separately saved 480 DKK and over 4 million DKK altogether just by using our subscription overview.

Clean the ocean with your Lunar card

With Project Blue you can remove plastic from the ocean only by using your Lunar card. Support Nordic rubbish bins and make a difference. See directly in the app how much water you clean and how much plastic you remove.

Become part of a community where we work towards a common goal, and where we all together can ensure clean seawater and save animal life.

Accounts and cards

Get a free account and a Visa card or upgrade and get more exclusive benefits. Try us without switching banks.

Pro

Metal

119

DKK /MONTH

Metal card with engraving

Six accounts included

0,5% interest rate

New

Denmark’s best banking app

Choose your own PIN code

Two extra Visa cards (choose your own colour)

Free payments and immediate transfers

MobilePay, Apple Pay and Google Pay

Notifications when you shop

Connect other banks

Clean the ocean with your Lunar card

New

Three virtual cards

Create a shared account

New

Travel and luggage insurance

No currency surcharges or withdrawal fees

Subscription management

Premium

69

DKK /MONTH

Three Visa cards (choose your own colour)

Three accounts included

0,5% interest rate

New

Denmark’s best banking app

Choose your own PIN code

Free payments and immediate transfers

MobilePay, Apple Pay and Google Pay

Notifications when you shop

Connect other banks

Clean the ocean with your Lunar card

New

Three virtual cards

Create a shared account

New

Travel and luggage insurance

No currency surcharges or withdrawal fees

Subscription management

Standard

0

DKK /MONTH

Free black or coral Visa card

Free account

0,5% interest rate

New

Denmark’s best banking app

Choose your own PIN code

Free payments and immediate transfers

MobilePay, Apple Pay and Google Pay

Notifications when you shop

Connect other banks

Clean the ocean with your Lunar card

New

Free virtual card

Join a shared account

New

Help always at hand

If you need help, we are easy to reach. Chat with us in the app or call us until 11 pm on weekdays and until 5 pm on weekends and public holidays.

Find answers to your questions

Lunar is a digital bank without any physical branches. Yet we offer all the services you associate with a traditional bank; that being accounts, Visa cards, payment transfers, loans, MobilePay, Apple Pay, Google Pay and etc. On top of that we provide the best banking app experience in Denmark, where you can easily and securely manage your finances directly from your smartphone.

The app provides you with all the necessary features to get the most out of your finances. We offer you new ways of keeping track with your expenses, interactive budgets and notifications, every time you spend money – and you can make payments and transactions without any fees. Besides that, you can have your own custom designed Visa-card – both card and account are free. 

We have more than 200,000 users in the Nordic region, and we have offices in Aarhus, Copenhagen, Stockholm and Oslo. Our +130 employees work every day to give our users the best possible bank.

No, you don’t have to switch from your current bank to use Denmark’s best banking app. You can choose Lunar as your primary bank or use it as your secondary, if you don’t wish to shift from your current one. You also have the opportunity to connect your current bank account to Lunar when you create an account. 

Try Lunar – it’s 100% free and non-binding.

Download the Lunar app in the App Store or Google Play and sign up directly in the app. It only takes a few minutes and you need a passport or driver license and a valid Nem-ID to register.

It’s completely free to sign up for Lunar and create an account, a Visa card and use our banking app. You don’t pay for transfers or receiving transactions nor do you pay fees to pay your bills.

If you want more, you can upgrade to Premium in the app, and you can buy shares in our investment universe. When you travel abroad, it costs DKK 9 to withdraw money and 1% on top to use your card.

We love doing things differently. Therefore, we offer you a positive interest rate of 0.5% up to 50,000 kr. in 2021 and no negative interest rate up to 250,000 kr. 

This applies regardless of how much money you have in your bank account, and you do not tie up your money with us. 

It’s safe to have your account at Lunar. We are - just as any other Danish banks - under the supervision of the Danish Financial Supervisory Authority. That means there are a number of guidelines we must adhere to. With us, your money is covered by a deposit guarantee, which protects the amount of deposits in bank accounts in banks with up to DKK 750,000.

Unlike other banks we are 100% digital and don’t have any physical branches. We do not believe the branches are necessary as long as everything is available on the smartphone. That’s why we use all our focus on creating Denmark's best banking app, where you can manage all your finances directly from your smartphone.

It's faster and more convenient - and you save a huge amount of time. You get everything you associate with a bank - only in a whole new way.

We were founded in 2015 by Danish entrepreneurs who wanted to change the way of thinking and being a bank. The mission was to create a bank that suited the busy, digital age we live in now. In addition to lots of entrepreneurial blood, we have a number of investors on board - including Danish Seed Capital and Chr. Augustine Factories.

Join 200,000 others. Get Lunar for free today.

Sign up for Lunar and get your own account and a sleek black Visa debit card for free. Try Lunar without leaving your old bank.