We're a 100% digital bank with no physical branches. Built to help you manage your money smarter and easier. Since our founding in 2015, our mission has been to challenge and improve the traditional banking sector. Or, in other words: To create a better banking experience – always focusing on our users' needs." We have our banking license in place and are supervised by the Danish Financial Supervisory Authority, like all other Danish banks. Your money is covered by the Guarantee Fund up to 100,000 EUR (approx. 750,000 DKK).

What are the benefits of Lunar being a digital bank?

Being a digital bank means we have no branches. Instead, we put all our effort into making world-class features to help you manage your money smarter on your mobile. Sign up via your mobile in minutes. It’s simple and easy. Need help? Our support team is here to help you from 9 am to 9 pm on weekdays and 10 am to 5 pm on weekends.

How fast can I get started with Lunar?

It’s easy! Just download Lunar in the App Store or Google Play and sign up in minutes.

Do I need to switch banks to get Lunar?

Absolutely not. We don't require you to add your NemKonto to your Lunar account, so you can use us alongside your current bank if that’s what you prefer. Try us out for free and see if we’re for you (we’d like to think we are).

Does Lunar offer a basic deposit account?

Contact our customer service and learn more about basic deposit account. Contact us here

How safe is it to use Lunar?

With us, you can feel safe. We have our banking license in place and are supervised by the Danish Financial Supervisory Authority, like all other Danish banks. Your money is covered by the Guarantee Fund up to 100,000 EUR (approx. 750,000 DKK) See more about safety at Lunar

The smarter way to bank.

Get a free account, earn up to +2.00% interest, and grow your money. Stay on budget, save, and invest with ease.*

Excellent19,281 reviews on

🌐 International in Denmark? Get a free Danish bank account

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Earn rewards on your daily spending.

Get the first SAS EuroBonus Lunar debit card and start earning travel rewards.

Explore the benefits

*The interest rate depends on the plan you choose. Interest is variable, calculated annually, and paid out monthly. Investment involves risk.

Free account and digital card.

Get your free account and digital card today. Apply from your phone in minutes.

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Stay on top of your money.

Gain control with the ultimate overview. Keep your budget in check to avoid overspending. And save every time you use your card.

Explore smarter spending

There's no limit to your interest.

All our plans offer positive interest. Paid every month. Earn up to +2.00% with Lunar Plus and Unlimited - regardless of your balance.**

Tell me more about interest

**Interest is variable, calculated annually and paid out monthly.

Make travel memories. Forget fees.

Say goodbye to exchange and withdrawal fees worldwide.*** Get travel insurance from Tryg and travel with peace of mind. All with Lunar Plus and Unlimited.

See travel benefits

Invest with ease.

We've made investing in stocks simple and affordable for everyone. Trade with low commission and start your investment journey today.

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***Note that foreign financial institutions may charge a fee when you withdraw cash, and card issuers may charge an exchange fee for card transactions. This is not associated with Lunar.

Make a statement.

Get an exclusive metal card with custom laser engraving, unlimited accounts, and a +2.00% interest rate.**

Explore Lunar Unlimited

Say hello to Lunar AI Assistant Beta:

Your personal financial assistant.

Explore Lunar AI

A Danish bank where you can feel safe.

We’re a Danish bank with a banking license, supervised by the DFSA.
Your money is secured by the Guarantee Fund up to 100,000 EUR (approx. 750,000 DKK).
950,000 users have already chosen us. They rate us ‘excellent’ on Trustpilot.

See more about safety

Find your ideal plan.

Choose from four unique plans. Only pay for what you need. No hidden fees - just fair, transparent prices.

Compare plans

Light
0 DKK /month
A free account catering to all your basic needs.
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No-cost account with a free digital card and basic tools for easy money management.
+1.00% interest on balances up to 100,000 DKK.*
Standard
29 DKK /month
Tools tailored for your day-to-day finances. Manage your money smarter.
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Everything Light has to offer – and more:
3 accounts with physical and digital cards.
Automatic savings, Joint account, budgeting by category, and so much more.
+1.25% interest on up to 100,000 DKK.*
Most popular
Plus
69 DKK /month
Multiple accounts and travel benefits that make life a little easier at home and abroad.
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Everything Standard has to offer – and more:
6 free accounts with physical and digital cards.
Worldwide travel insurance from Tryg.
No withdrawal or exchange fees.***
+1.50% interest on your entire balance. Interest is variable, calculated annually and paid out monthly.**
Unlimited
139 DKK /month
Get a personalized metal card, our highest interest rate, and a SAS EuroBonus Lunar card.
See more
Everything Plus has to offer – and more:
An unlimited number of accounts with physical and digital cards.
NEW: SAS EuroBonus Lunar debit card included.
A stand-out metal card with personalised laser engraving.
Extended travel insurance with Tryg.
+2.00% interest on your whole balance. Interest is variable, calculated annually and paid out monthly.**

* For amounts above 100,000 DKK, the interest rate is 0%. Interest is variable, calculated annually, and paid out monthly.

**Interest is variable, calculated annually, and paid out monthly.

***Note that foreign financial institutions may charge a fee when you withdraw cash, and card issuers may charge an exchange fee for card transactions. This is not associated with Lunar.

Join Lunar and bank smarter like 950,000 others.

Excellent19,281 reviews on

Best bank app I used and very easy to use which is amazing and I'm loving the new update.

Sydney, Trustpilot, October 11 2024 ***

lunar is very easy to use, it helped me to get my salary and make transfers to other accounts, great app aswell

Fabiol, Trustpilot, October 08 2024 ***

Hello, easy to solve all your problems without leaving home. If necessary, the agents help to solve problems over the phone. As for me, I do not intend to change the bank because I do not have time to go to meetings. I really like the possibility of taking care of everything online

Jan, Trustpilot, September 30 2024 ***

Amazing costumer experience. I fell for a scam with a travel agency and never expected that I would get my money back. But I did. Huge respect for that. Also the user interface and the service on the app is great. Hands down the best banking service.

Yasnnis, Trustpilot, Oktober 02 2024 ***

I had a problem they solved for me. The AI service was answering all my questions instantly which is a plus. Also Luka helped me a lot in the support chat to finalize my steps with this problem. Overall really enjoy the simple way that lunar is structured and the app and support people!!

Helena, Trustpilot, September 30 2024 ***

My experience with Lunar is best of the best 👌, is very easy to create an account, the app also is very practical and very intuitive. I really recommend this bank.

Dan, Trustpilot, October 02 2024 ***

Fast approval for the account opening after I moved to Denmark and needed a bank account. Also got fast responses to my inquires when needed. Having nothing but a positive experience with Lunar.

Eric, Trustpilot, September 27 2024 ***

I think it's the perfect bank, I have nothing bad to say about this bank, you have everything you need in the app, I don't know, it leaves me speechless I've been using this bank for 2 years and I wouldn't give it up for anything

Petrica, Trustpilot, September 25 2024 ***

I’ve had a great experience with this bank. The support team is incredibly friendly and efficient, even though I didn’t have any major issues. They helped me set up my online account quickly and made the process smooth. The app is also very intuitive and easy to use. Highly recommend!

Nadiia, Trustpilot, September 20 2024 ***

First I feared slow to no support since first asking for help is via an AI-chat robot. But very shortly after I was handed over to human support which solved my request within half a day. Thanks to both Carlo and not least to Savannah for quick responses and fine communication via email.

Jesper, Trustpilot, September 12 2024 ***

So far, I have an excellent experience and all my expectations have been met regarding my requests. Everything is well communicated and in a timely manner. Clear terms and conditions so you know what to expect. Thank you for your service!!!

Verónica, Trustpilot, September 18 2024 ***

Opening a Danish bank account with Lunar was incredibly quick, taking just 5 minutes. The app itself is top-notch, providing an intuitive and comprehensive overview of your financial situation and spending habits.

Lajos, Trustpilot, September 05 2024 ***

Sign up in minutes.

Download Lunar now and sign up for free.
Try us with no obligations and without switching banks.

Scan the QR code to download Lunar.

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Frequently asked questions.

See all questions Contact us

What is Lunar?
We're a 100% digital bank with no physical branches. Built to help you manage your money smarter and easier.
Since our founding in 2015, our mission has been to challenge and improve the traditional banking sector. Or, in other words: To create a better banking experience – always focusing on our users' needs."
We have our banking license in place and are supervised by the Danish Financial Supervisory Authority, like all other Danish banks. Your money is covered by the Guarantee Fund up to 100,000 EUR (approx. 750,000 DKK).
What are the benefits of Lunar being a digital bank?
How fast can I get started with Lunar?
Do I need to switch banks to get Lunar?
Does Lunar offer a basic deposit account?
How safe is it to use Lunar?

***All Trustpilot reviews are verified by Trustpilot based on an email sent to the user. The reviews are selected by Lunar.